Proactive Tax Strategy for Business Owners and High-Income Individuals
Unlike most tax preparation firms, we focus on tax planning throughout the year, help you prepare, and keep you on track – answering your concerns and questions whenever you need us. By integrating tax planning advice with wealth management strategies, you can pursue growth through multiple avenues.
The Chatterton Way - Tax Smart Cycle
Traditional
Earn → Pay Tax → Spend What’s Left
Taxes are calculated before planning happens. Decisions are made with whatever remains.
Tax Smart Cycle
Earn → Plan → Pay Tax on the Remainder
You decide how the money is used first. Taxes are calculated based on those decisions.
Reactive tax filing is costing you
Delaying proactive tax planning can lead to surprises that affect your cash flow, savings, and long-term growth. Here are some hidden costs of waiting:
Missed Deductions: Lost money from unclear financials or poor documentation
Incorrect Business Entity Structures: Inefficient structures increase lifetime taxes
Retirement Timing Mistakes: Missed opportunities to optimize savings
Unplanned Capital Gains: Surprise taxes reduce cash flow
Unexpected Tax Bills & Liabilities: Disrupt savings and growth plans
Our Process
If you are building a business, preparing for retirement, or managing significant income, once-a-year filing leaves you stuck with little to no options. At Chatterton & Associates, we look at the past, present, and future to provide strategic tax advice and help take your business where you want it to be.
During tax season
We prepare your tax returns. We carefully verify that all numbers are entered and in the appropriate location on the tax return.
Have untapped deductions?
Our Tax Professionals review your last year’s tax returns to identify any missed tax reduction opportunities and help you with a tax-efficient entity selection.
Where do you want to be in the future?
Your company’s future taxable income is forecasted to see what your company tax situation is now, vs where you might want it to be before the end of the year. We can run multiple tax scenarios for your business to help you intentionally choose the strategy that’s right for you.
You may benefit from our Tax Discovery Meeting if you:
- Own a business
- Have fluctuating income
- Anticipate large capital gains
- Have employee stock options
- Are approaching retirement
Why Chatterton & Associates?
When bookkeepers, CPAs, and CERTIFIED FINANCIAL PLANNER® professionals collaborate, it often minimizes taxes, cuts expenses, increases revenue and profits, and can improve business valuation and increase shareholder value.
Our CERTIFIED FINANCIAL PLANNER™ professionals can also help you with your 401k plan investment options as well as your investment returns, and help you assess your risks. Our services can be focused especially on planning and cash flow analysis for workers close to retirement.
Our levels of Tax Strategy
Foundational Tax Compliance
- Retirement contribution strategy
- Expense optimization
- Estimated tax planning
- Withholding recalibration
- Penalty mitigation
Strategic Projection & Optimization
- Income forecasting
- Roth Conversion analysis
- Capital Gain/Loss harvesting
- Prior return analysis
- Asset timing decisions
Tax 360
- Entity structure optimization
- Advanced Loss utilization
- Real estate tax strategies
- Family tax techniques
- Reasonable compensation reviews
Who We Help — Wherever You’re Located
We’re proud to serve individuals and businesses nationwide with their tax needs, with secure virtual systems that allow us to meet with clients wherever they are.
Get Started with Strategic Tax Planning for Your Financial Future
Contact us for a complimentary consultation and see what tax savings opportunities are available to you.
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